What currency is used in Andorra? The euro, since when and why
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The short answer
The currency used in Andorra is the euro. Andorra is not a member of the European Union, but a monetary agreement with the EU allows it to mint euro coins, without issuing banknotes.
What is Andorra's currency?
Andorra uses the euro, like neighbouring France and Spain. Prices, salaries, rents and taxes are expressed in euros.
Is Andorra part of the eurozone?
Not in the strict sense. Andorra is neither a member of the European Union nor of the eurozone, but it has concluded a monetary agreement with the EU. This agreement allows the Principality to issue euro coins with a national face; it does not issue banknotes.
What this means for you
- No currency exchange is needed from France or Spain.
- Bank cards and euro transfers work normally; Andorran banks apply their own fees. See bank account.
- The country is outside the EU: the border remains a customs border. See customs allowances.
What this means in everyday life
| Situation | Consequence |
|---|---|
| Prices, salaries, rents | In euros, with no exchange at the border with France or Spain |
| Transfers | Andorran or French account: see personal account |
| Card payments | French cards work, with fees depending on your bank |
| Taxes and contributions | In euros: IRPF at 10 %verified on 09/10/2026, employee CASS contribution of 6.5 %verified on 09/10/2026 |
A currency without a eurozone
Andorra is not a member of the European Union; the use of the euro rests on a monetary agreement with the Union. Banking and financial services bear an increased IGI of 9.5 %verified on 09/10/2026, which counts in the cost of an account.
For an investor
The stability of the currency does not rule out other risks: property prices, taxation, liquidity. See investing in Andorra and how to invest your money.
Frequently asked questions
What is Andorra's currency?
The euro.
Is Andorra in the European Union?
No. It has specific agreements with the EU, notably on customs and monetary matters.
Can you pay in euros everywhere in Andorra?
Yes, the euro is the everyday currency of the country.
Going further
Official sources
This information is general and is not personalised legal, tax or financial advice. It is verified as of the date shown and may change.