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Andorimo, real estate and company formation in Andorra

What are the conditions for being a resident in Andorra? Statuses and documents

The short answer

Conditions vary by status: a contract or an activity authorisation for active residency, an investment of at least 1,000,000 € and a non-refundable payment of 50,000 € to the AFA for residency without gainful activity, and a family tie for reunification.

The common conditions

  • Housing in Andorra.
  • Health cover.
  • Clean criminal record.
  • No ground for refusal (fraud, sham family ties, marriage of convenience: new grounds were added by Llei 2/2026).

The conditions by status

StatusMain condition
Active employeeWork authorisation tied to an Andorran employer
Active self-employedA genuine business plan and authorisation
Without gainful activityInvestment of at least 1,000,000 €verified on 09/10/2026 in Andorran assets (or 400,000 €verified on 09/10/2026 via the Fons d'Habitatge)
Payment to the AFA50,000 €verified on 09/10/2026 (holder), 12,000 €verified on 09/10/2026 per dependant, non-refundable
Family reunificationFamily tie and conditions of the resident

Which assets are accepted?

For residency without gainful activity: real estate, shareholdings, debt securities, funds, life insurance and non-interest-bearing deposits with the AFA. Debt securities and funds count only for a maximum of 36 months before being reallocated.

Where is the detail?

Passive residency, documents, timelines and costs, overview of statuses.

The conditions of the law for residencies without work

ConditionWhat the text says
Age and capacityAdult or emancipated minor, not legally incapacitated by court decision
Financial meansSufficient for the applicant and dependants throughout the duration of the permit
InsuranceHealth, incapacity and old-age cover valid in Andorra (health only for minors and people over sixty)
HousingOwner or tenant of a compliant home, or a purchase under way to be completed within 12 monthsverified on 12/10/2026
PresenceMain and effective residence of at least 90 daysverified on 12/10/2026 per calendar year

For residency with work

The company must prove that its need cannot be met locally; the employee may not hold more than 5 %verified on 12/10/2026 of the employer's capital. For self-employment, the shareholding in the company must exceed 34 %verified on 12/10/2026.

The durations

See durations and renewals. For the detail of each status: overview.

Frequently asked questions

What are the conditions for being a resident in Andorra?

They depend on the status: authorised activity, an investment of at least 1,000,000 € for residency without gainful activity, or a family tie. Housing, health insurance and a clean criminal record are required.

Is the payment to the AFA refundable?

No, since Llei 2/2026: 50,000 € for the holder and 12,000 € per dependant, unless the initial authorisation is refused.

Can the required investment be reduced?

Yes, to 400,000 € when the investment is made in the Fons d'Habitatge.

Going further

Official sources

This information is general and is not personalised legal, tax or financial advice. It is verified as of the date shown and may change.

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