What salary do you need to live in Andorra? How to work out your own
- Updated on
- La rédaction
The short answer
There is no single salary: it all depends on housing. The gross minimum wage is 1,568.66 € per month; beyond that, you work out your disposable income by deducting rent, charges and fixed expenses from your net pay.
The starting point: the minimum wage
The gross minimum wage is 1,568.66 €verified on 09/10/2026 per month. After the employee contribution (6.5 %verified on 09/10/2026), net pay is about 1,466.70 €verified on 09/10/2026. See the Andorran minimum wage.
Method: calculating your disposable income
- Start from net pay: gross minus the CASS contribution, minus any IRPF (rate 10 %verified on 09/10/2026 after an exempt allowance of 24,000 €verified on 09/10/2026 per year).
- Deduct housing: take the rent of a real listing. See rental listings.
- Deduct fixed charges: energy, internet, insurance, supplementary health cover.
- Deduct transport and schooling costs if you have any.
- What remains is your disposable income.
Why housing decides everything
Rent varies greatly by parish and type of property: an employee on the minimum wage and an executive do not set up home in the same way. See where to live and cost of living.
From method to figures
The gross minimum wage is 1,568.66 €verified on 09/10/2026, which is a net of contributions of about 1,466.70 €verified on 09/10/2026, before IRPF. The tax-exempt personal allowance for IRPF is 24,000 €verified on 09/10/2026 per year: a salary at the statutory minimum is generally not taxed in Andorra. See net salary calculator.
The income you need depending on housing
Housing dominates: the rent of a real listing, energy, health, transport and groceries determine the net income required. The average price of an apartment is 4,569.70 €/m²verified on 09/10/2026 per m²: see prices. Inflation of 4.8 %verified on 12/10/2026 in August 2026 (advance indicator) weighs on energy and transport costs.
If you are looking for a job
Foreign employees need a permit, initiated by the employer; renewal requires a level of Catalan: level A1 at the first renewal, level A2 at the secondverified on 12/10/2026. See working in Andorra.
Work out your own case
Free simulators, built on the official values of this page.
Frequently asked questions
Can you live on the minimum wage in Andorra?
It is difficult if you have to pay for housing on your own: housing absorbs a large share of net pay. It all depends on the rent and the household's situation.
How much income tax at this salary level?
No IRPF is due as long as income stays below the tax-exempt personal allowance of 24,000 € per year.
What is the income tax rate?
The IRPF rate is 10 %, after the exempt allowance and the bonification.
Going further
Official sources
This information is general and is not personalised legal, tax or financial advice. It is verified as of the date shown and may change.