Tools · Residency
How much does passive residency cost?
Choose the standard route or the Fons d'Habitatge route and add your dependants: we work out the investment, the non-refundable payment and, if you buy, the foreign investment tax.
Non-refundable cost
€50,000
Investment to be tied up: €1,000,000 · total cash required: €1,050,000
- Required investment
- €1,000,000
- AFA payment (non-refundable)
- €50,000
Presence commitment: 6 months.
Indicative estimate, not legal or tax advice. Values taken from official texts, last verified on 14/10/2026.
How it works
- The minimum investment depends on the route chosen.
- The AFA payment consists of a base amount plus a supplement per dependant; it is non-refundable.
- If you buy property, the foreign investment tax is added to the price.
- The "real cost" groups the sums that cannot be recovered; the investment itself remains your assets.
Assumptions and limits
- The regime changes: always check the law in force and the date of the value displayed.
- Notary, application and advisory fees are not included.
- There is no guarantee that the permit will be granted: the decision lies with the administration.
Frequently asked questions
Is the investment recoverable?
The investment remains an asset that you own (property, fund, etc.); only the AFA payment and the taxes paid are definitively spent.
Can I buy just one property?
Yes, provided you meet the per-dwelling threshold shown in the simulator.
Do I have to live in Andorra?
There is a presence requirement: see our dedicated guide for the exact duration.