Can You Buy Property in Andorra? Residents and Non-Residents
- Updated on
- La rédaction
The short answer
Yes, it is possible. A resident settled for at least three years buys without specific authorisation; a non-resident must obtain prior authorisation, within a limit of one individual dwelling or two apartments, and pays a foreign investment tax of 6 % (first property).
Who can buy?
| Buyer | Regime |
|---|---|
| Resident with three years of effective and permanent residency in the last ten years | Purchase outside the foreign investment regime |
| Non-resident | Prior authorisation from the competent ministry, caps, foreign investment tax |
| Resident for less than three years | Treated as a foreign investor for real estate |
| Foreign company | Authorisation regime, with additional restrictions |
What can you buy?
For a non-resident, Llei 5/2025 (art. 9) sets: one single-family dwelling or two apartments (or studios) with their outbuildings, and a maximum of six parking spacesverified on 09/10/2026. Tourist apartments and properties holding a tourist accommodation authorisation are excluded for a foreign investor.
How much extra does it cost?
The foreign real estate investment tax is 6 %verified on 09/10/2026 for a first property and 10 %verified on 09/10/2026 beyond that. See purchase costs.
And residency?
Buying does not automatically give a right to residency: an investment authorisation no longer counts as a residence permit. See passive residency.
Detailed steps: how to buy property in Andorra.
The path of a non-resident buyer
- Check the limit of one single-family dwelling or two apartments (or studios) with their outbuildings, and a maximum of six parking spacesverified on 09/10/2026 with the checker.
- Obtain the prior foreign investment authorisation.
- Work out the cost: tax of 6 %verified on 09/10/2026 on the first property, transfer tax of 4 %verified on 09/10/2026, notary: see costs and taxes.
- Sign the preliminary contract with the authorisation as a condition precedent.
- Sign the deed before a notary.
What is excluded
A tourist-use apartment is not open to the foreign investor. Beyond the limit, the tax rate rises to 10 %verified on 09/10/2026.
For a resident
A resident who can show effective and permanent residency of three years or more in the last ten years is not subject to the foreign investment regime and pays the transfer tax of 4 %verified on 09/10/2026: see buying property.
Work out your own case
Free simulators, built on the official values of this page.
- Can I buy in Andorra? Non-resident purchase limit checkerHomes, parking spaces, annexes: does your project stay within the caps?Open
- Rental yield calculator for Andorra (gross, net, payback)Gross and net yield from your data, plus the price-per-m² estimator.Open
- Purchase tax simulator for a non-residentForeign investment tax based on your situation.Open
Frequently asked questions
Can a French national buy in Andorra without living there?
Yes, with prior authorisation, within the limit set by law: one single-family dwelling or two apartments (or studios) with their outbuildings, and a maximum of six parking spaces.
How many properties can you buy?
one single-family dwelling or two apartments (or studios) with their outbuildings, and a maximum of six parking spaces for a non-resident (art. 9 of Llei 5/2025), for ten years from the previous investment.
What additional tax do you pay?
6 % of the price for a first property, 10 % beyond the base-rate limits, under Llei 3/2024 as amended by Llei 2/2026.
Going further
Official sources
This information is general and is not personalised legal, tax or financial advice. It is verified as of the date shown and may change.