How to buy a property or a house in Andorra: the steps
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The short answer
Buying in Andorra follows seven steps: budget, search, offer and preliminary contract, authorisation if you are a non-resident, payment of the foreign investment tax, signing at the notary, taking possession. The notary is central: there is no separate public land register.
The seven steps
- Budget: price, costs, works, charges. See purchase costs.
- Search: listings, parishes, viewing checklist.
- Offer and preliminary contract: provide for a condition precedent of authorisation if you are a non-resident.
- Prior authorisation (non-resident): application to the ministry responsible for foreign investment. The administration's silence counts as a refusal.
- Foreign investment tax: to be paid before the deed is signed. Rate: 6 %verified on 09/10/2026 (first property).
- Deed before a notary: the notary cannot authenticate the deed without proof of payment of the tax.
- Taking possession: energy, insurance, co-ownership.
Why the notary is central
In Andorra, it is the notariat that serves as the register of deeds, and the notary also collects certain taxes linked to the sale. See notary fees.
Buying a house
The same process, with three extra points: checking planning rules and building rights, easements and winter access. For a non-resident, only one individual home is permitted.
The amounts at each step
| Step | Cost or rule |
|---|---|
| Authorisation | For a non-resident: prior foreign investment |
| Promise | With a condition precedent of authorisation |
| Deed | Transfer tax of 4 %verified on 09/10/2026 and notary |
| Non-resident tax | 6 %verified on 09/10/2026 on the first property, 10 %verified on 09/10/2026 beyond the limits |
The limits of the law
one single-family dwelling or two apartments (or studios) with their outbuildings, and a maximum of six parking spacesverified on 09/10/2026. Check with the checker.
After the purchase
Think about management if you rent out: taxation of rents and managing remotely. For resale, see selling.
Work out your own case
Free simulators, built on the official values of this page.
- Can I buy in Andorra? Non-resident purchase limit checkerHomes, parking spaces, annexes: does your project stay within the caps?Open
- Rental yield calculator for Andorra (gross, net, payback)Gross and net yield from your data, plus the price-per-m² estimator.Open
- Purchase tax simulator for a non-residentForeign investment tax based on your situation.Open
Frequently asked questions
How do you buy a house in Andorra?
The same process as for an apartment (budget, offer, authorisation if non-resident, tax, notary), with particular attention to planning rules, easements and winter access.
Is a notary needed?
Yes, the deed is authentic and executed before a notary, who requires proof of payment of the foreign investment tax where applicable.
How long does it take?
Several months for a non-resident, because prior authorisation is needed. The administration's silence counts as a refusal.
Going further
Official sources
This information is general and is not personalised legal, tax or financial advice. It is verified as of the date shown and may change.