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Andorimo, real estate and company formation in Andorra

Opening a real estate agency or property consultancy in Andorra

The short answer

For a real estate agency, the regime is: a regulated profession or activity. The decisive points are: accreditation and liability, the legal form (SL) and the steps specific to the activity. A company created by a non-resident first goes through foreign investment authorisation.

In brief

CriterionValue
RegimeRegulated profession or activity
Common formSL
Point of cautionAccreditation and liability
Minimum capital of an SL3,000 €verified on 09/10/2026
Corporate income tax10 %verified on 09/10/2026

Who it is for

Estate agents, property finders, rental managers and real estate investment advisers.

What to know before you start

  • Real estate intermediation is regulated: practising requires conditions of access and, depending on the case, registration with the competent body.
  • An international clientele demands knowledge of the purchase limit for non-residents and of the foreign investment tax.
  • The mandate and the commission are governed by transparency rules: a written document is compulsory and the payer must be specified.
  • Professional liability requires insurance.
  • Anti-money laundering rules apply strongly to the sector.

The steps specific to this activity

  1. Check the conditions of access to the profession.
  2. Take out liability insurance.
  3. Put anti-money laundering procedures in place.

Before these steps, a company created by a non-resident goes through foreign investment authorisation: decision within 2 monthsverified on 09/10/2026, with silence meaning refusal. See the incorporation steps.

The cost of an employee

If you hire, the employer contribution to the CASS is 15.5 %verified on 09/10/2026 of gross salary. Simulate your real cost:

Calculate the cost of an employee

Going further

Figures common to every activity

SubjectBenchmark
Corporate income tax10 %verified on 09/10/2026
IGIGeneral rate of 4.5 %verified on 09/10/2026; below 40,000 €verified on 09/10/2026 of turnover, you are not considered a business operator
Minimum capital of an SL3,000 €verified on 09/10/2026
Employee on the legal minimum1,568.66 €verified on 09/10/2026 gross + 15.5 %verified on 09/10/2026 employer contribution
Foreign investment authorisationDecision within 2 monthsverified on 09/10/2026, silence = refusal
Annual accountsPrepared within 6 monthsverified on 12/10/2026, filed within 1 monthsverified on 12/10/2026 after approval

Which residency to support this activity

Depending on your situation: self-employed residency (stake above 34 %verified on 12/10/2026 in the company and effective management), professional with an international scope if the customers are abroad, or the programme for foreign entrepreneurs. The timeline is detailed in the incorporation steps.

Before launching

Have the regime of your activity validated (free, municipal or government licence, regulated profession), along with the premises and the budget: see registered office and the cost simulator.

Work out your own case

Free simulators, built on the official values of this page.

Frequently asked questions

Is accreditation needed to sell properties?

Intermediation is regulated: check the conditions of access before starting.

Can an investment adviser earn commission?

It depends on the status. Have your remuneration model validated.

What anti-money laundering obligations apply?

Client identification, vigilance over the origin of funds and reporting in case of suspicion.

Going further

Official sources

This information is general and is not personalised legal, tax or financial advice. It is verified as of the date shown and may change.

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